Basic (almost all included with OS X or free) Design

Graphic Effects, Photo Editing, Page Layout: Photoshop Elements (version 6 is universal) This does everything you have heard Photoshop can do, but costs hundreds less - you can adjust your photos and apply many picture to painting effects. Can handle RAW format of many digital cameras, stackable filters, filter before and after preview,  auto line up crooked scanned photos, do repetitive photo processing in bulk in the background. You can create photo layouts, professional templates for web photo galleries, make PDF slideshows, make photo collages, photo books, CD/DVD labels, and CD/DVD jackets.

New version (6) shows all filters, non-destructive layer styles, non-destructive text effects, artwork, shapes, clipart graphically with well sized previews. With new version, you can also select backgrounds, frames, graphics, shapes, texts, and themes by activity, color, event, mood, object, seasons. style, and word. New version divides between edit, create, and share. Edit is divided into full, quick and guided. New version also has Apple pro tools look and auto updates. New version also comes with Adobe Bridge CS 3 and Adobe Stock Photos CS 3.